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Payments
People’s decisions about where to shop and how to pay their bills hinge on a series of factors, including their grasp of technology, social media influences, demographics, and access to credit. Javelin’s analysts monitor this ever-changing landscape to provide data and insight through three practices: payments, cryptocurrency and small business digital banking & payments.
What shapes consumer transactions and payment technologies, and where is it going?
Any conventional wisdom about payments—how they’re made, the currencies being used, the cards presently in favor—doesn’t last long before the next wave of technology, innovation, and regulation. Javelin’s analysts conduct research at the forefront of payments, identifying the emerging trends for financial services companies and payments providers and offering insight into how they can best position themselves not just for what is current but also for what is coming.
Payments Research
Consumer Debit Payment Choice: Understanding Debit Card User Preferences
- Javelin Report
- Date: May 29, 2025
- Author(s): Elisa Tavilla
- Research Topic(s): Debit
AI in the Payments Ecosystem
AI in Commercial Payments: Do Payables Bots Dream of Dynamic Discounts?
- Impact Note
- Date: May 21, 2025
- Author(s): Hugh Thomas
- Research Topic(s): Commercial & Enterprise
Bots in the Back Office: Agentic AI and Commercial Payments
- Impact Note
- Date: May 14, 2025
- Author(s): Hugh Thomas
- Research Topic(s): Commercial & Enterprise
Stablecoins, the Agentic Secret Sauce
- Impact Note
- Date: May 14, 2025
- Author(s): James Wester, Joel Hugentobler
- Research Topic(s): Digital Assets & Crypto
The Proxy Economy: AI Agents and the Payment Stack
- Impact Note
- Date: May 14, 2025
- Author(s): James Wester, Matthew Gaughan
- Research Topic(s): Tech & Infrastructure
Agentic Commerce and Merchants: Get Ready for a New Reality—and Some Turbulence
- Impact Note
- Date: May 13, 2025
- Author(s): Don Apgar
- Research Topic(s): Merchant
Agentic Commerce: The Payments Are Here, but Are the Agents Ready?
- Impact Note
- Date: May 13, 2025
- Author(s): Christopher Miller
- Research Topic(s): Emerging
How Will Agentic Commerce Affect Consumer Credit?
- Impact Note
- Date: May 13, 2025
- Author(s): Ben Danner
- Research Topic(s): Credit
Prepaid Is Positioned to Bridge Gaps in Agentic Commerce
- Impact Note
- Date: May 13, 2025
- Author(s): Jordan Hirschfield
- Research Topic(s): Prepaid
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